Finding the best college funding solution can be difficult.  It is one of the most complicated and expensive decisions a family will make in their child’s future. Our knowledge of the financial aid process, student loans and personal financial planning helps families maximize their resources to educate their children. Many think that the financial aid process is the only way to lower your cost of college, this is not true.  We have developed an analysis tool that projects the financial outcome of each college so that you can make the best college decision.

To properly understand the best way to pay for college your need to review the items listed below.  Depending on the plan you select it will include all or some of the following items:

  • Expected Family Contribution Analysis (EFC – Result of completing FASFA & CSS Profile)
  • Projected Education Cost and Saving Analysis
  • College 4-Year Cash flow and Tax Planner (Up to 8 Schools)
  • Executive Summary with Investment and Tax Recommendations
  • College Cost Summary with Debt Analysis and Payment Projection per college
  • Financing and Loan Option Analysis with Projected Monthly Loan Repayment
  • Family Education and Retirement Time Line Review
  • Scholarship and Grant Report (Up to 8 Schools)
  • Career and College Major Process
  • Salary and Career Demand Information Report

Listed below are the various college financial planning services we offer.

College Family Plan:

This program is for families with children up through high school. It will focus on the child closest to entering college and will include the impact of the other children. The report is custom to your situation and will include all of the items in the above reports and two meetings. The first meeting is a data collection meeting and the second is a report review.  Due to our national presence these meeting can be by phone or the internet. In addition you have phone access for a limited time after the review meeting. This report includes the analysis of 5 colleges.

Complete College Plan:

This program is the same as the College Family Plan but focuses on the high school Junior or Senior Parent. This program increases the number of schools up to 8 and includes the completion of the financial aid forms.

Way to Pay:

This is a post college decision analysis specifically designed for the graduating high school senior or the current college student. We review your financial aid position and analyze the specific financial award letter from the school your child will be or is attending. This report is specific to only one school. It will address the financial aid award letter, the best way to utilize your assets and various financing options available.

We believe a college education is an investment and should be treated as such. Within our service we try to get parents to focus on the outcome of the education and not just the admissions. Our analysis helps both parents and child understand the financial commitment they are going to undertake. We show our clients the four-year cost of education, projected debt and the monthly loan payment of that specific college upon graduation.

We help our clients sort through the college funding maze and develop a plan to minimize their out of pocket costs of educating their children. Our process brings together college saving plan options, tax incentives, financial aid, and student loan repayment options.  This also includes specific analysis on 529 Saving Plans, Coverdell Plans and positioning for the Opportunity Tax Credit.  Our process helps the student and parent envision their financial life after graduation.

Please visit our College Affordability website as a resource to get additional information.

If your needs go beyond the college funding area, please review our financial planning services and investment management options. If you are an investment management client the college funding services is included in our fees.

Note: We use a secure file transfer system so that the exchange of information is secure and confidential. We will explain this at the initial call.

Leave Comment